Cards work best for you in Canada

MBNA Alaska Mastercard has a historic high sign up bonus offer: 200 dollars statement credit! which basically covers 2 years' annual fees with 30000 Alaska miles! The offer is not available on MBNA's own web site or third party's referral web site. You have to visit Alaska airline's web site. And you will be able to see the banner. When you click the "Apply now" button, it will take you to MBNA's Canadian web site with more details. The offer is valid until Jan.5,2022. It requires 1000 dollars spending within first 3 months and World Elite card also includes the famous Companion Fare feature. It's a great time to accumulate Alaska Airlines Miles!

  Rose gold Amex personal gold rewards card has been available to Americans for a while. Now we  have rose gold Amex personal gold rewards metal card available in Canada! It's dubbed as a "mini platinum" Amex card as you have 100 dollars Annual Travel Credit to use on Amex travel portal, which drives down the annual fee of 250 dollars to 150 dollars. 2X on travel, gas, grocery and drug store purchases. If you sign up through Great Canadian Rebates, you will get 120 dollars bonus!  It also comes with 4 free Plaza Premium Passes, which are worth around 100 dollars at least. The sign up bonus is 50k after you meet minimum spending of 3000 dollars within first 3 months, and another 10k when you make a purchase between 14th and 17th months of the card membership. For the first 2 years, you will pay 500 dollars annual fee, but you can use 100 dollars on Amex travel portal each year to reduce the annual fee to 300 dollars. Signing up through GCR will get you 120 dollars cash bac

Marriott has been selling its gift cards at a discount from time to time and Amex also has some good offers for you to take advantage of, like spend 250 dollars at Marriott properties, get 50 dollars statement credit, which have expired though. But by stacking up Amex discover offer, basically you could buy 250 dollars Marriott gift card and get 100 dollars(50 dollars +50 dollars statement credit) back, it's like 40% off. So if you have multiple Amex cards, you could potentially rack up a few Marriott gift cards. There is an easy way to keep track of  these cards. You just need to go to this web site: https://gifts.marriott.com/login/ At the bottom, you click"create account" to register your gift cards information. Once you have registered it, you will see the card balance, status and  and recent card transactions,  etc. Amex's discover offer will be expiring soon. It's basically 20% off if you spend 250 dollars at any hotels. So take advantage of it if you can. I

 HSBC travel MasterCards offer travel enhancement credit(TEC) as one of the cards' features. The TEC amount is based on what kind of card you have. The TEC is supposed to only work in the categories shown above, but the real world application is very broad. All types of airfare can be offset by the TEC. During the Pandemic, people are flying much less. One easy way of using it up is to book anything on  Expedia.ca, which will trigger it and once it's posted, you can redeem it right away. I booked a hotel stay on Expedia.ca instead of  through hotel's own web site so that I could take advantage of 200 dollars credit. The whole process is very smooth and the rewards portal even keeps a record of TEC redemption for 2 years. It's my first time to redeem TEC on Expedia.ca. But the process is quick and smooth!

 Just weighed some of the US and Canadian metal cards. It seems Chase Sapphire Preferred card is the lightest at 12.7 grams while the heaviest card is HSBC Jade Mastercard at 17.4 grams. If you have any weigh-in pictures, please let us know and we can add your pictures here too!

 Most of the utilities bills, property tax payments, university tuition/dorm payments etc require bank transfer as the payment mode, which means thousands or even tens of thousands of dollars are paid without any rewards. There is one card that comes into rescue: Canadian Tire Triangle Mastercard! The No Annual Fee Canadian Tire Triangle Mastercard can pay these bills WITHOUT FEES! It has a huge list of payees which you can pay by your CT Triangle Mastercard. On top of that, you will also earn electronic Canadian Tire Money(CT Money) at the rate of 1% in the case of its World Elite version. There are 3 flavours of it cards: Triangle Mastercard, Triangle World Mastercard and Triangle World Elite Mastercard. All are without annual fees!  There is a historic high signup bonus floating around recently of 250 dollars and you can use the CT money not only at Canadian Tires bu also at stores under the umbrella of Canadian Tire, like Sportchek, Atmosphere etc! From time to time, the sign up

Hong Kong mobile carrier 3 has a low cost annual data plan worth considering if you have eSIM capable phone. For people with low data usage, 3 has a very good and cheap plan for Canadians. The plan details are as follows: The cost is 268 HK Dollars per year, which is about 43 Canadian dollars. The link for this plan is https://www.three.com.hk/prepaid/DIY/en/offer/travel/ After completing the purchase of the plan, Hong Kong Three will email you the eSIM QR code for you to use. Preferably using a no FX credit card! In the case of eSIM capable iPhone, after you activate the secondary line, turn Data Roaming ON, it will be working right away: roaming on Rogers network. Due to Apple App Store geo restrictions, iPhone users are unable to download HK Three app. But checking the data usage online is available. And before you are using up the data, you will be able to  top up the same plan again. The one caveat worth mentioning is the long latency due to the re routing of traffic to HK. Mobile