Cards work best for you in Canada

Royal Bank/TD/CIBC/NA: CAD 3.25%   USD3.4% CAD FUND CODE: RBF2010/TDB8150/ATL5000/NBC100 USD FUND CODE: RBF2014/TDB8152/ATL5500/NBC101 BMO: CAD 3.65%  USD3.5% CAD FUND CODE: BMT104 USD FUND CODE: BMT124 SCOTIA BANK: CAD3.65%(3.7% OVER 100K)  USD3.5%(3.55% OVER 100K) CAD FUND CODE: DYN6000 USD FUND CODE: DYN6001

 It's competing against Amex personal gold credit card on drug store, grocery and gas purchases! Annual fee is also increased, but you will still get the fees 100% rebated! There are also new insurance coverages added. Flight delay insurance is the most important addition!

 HSBC high savings account promotion rates up to 4.75%  4.9% until Jan.27,2023! Bonus interest promotion applied on the new deposits over the balances of Oct.14,2022. If you don't bank with HSBC, you can open a high savings account through Great Canadian Rebate for extra 80 dollars sign up bonus!

  Amex Hilton Aspire card offers annual Hilton Honours Weekend Night Reward after paying annual fees and Amex Hilton Surpass card requires you to spend 15000 USD to receive the reward. Effectively immediately, the reward night can be redeemed Any night of the week!

  Business platinum card: 40000 MR points Business gold card: 30000 MR points Platinum card: 20000 MR points Gold card: 15000 MR points Cobalt card: 10000 MR points Aeroplan Reserve card: 20000 aeroplan miles Aeroplan card: 10000 aeroplan miles Marriott Bonvoy business card: 30000 Bonvoy points Marriott Bonvoy card: 20000 Bonvoy points The offer will expire on Oct.26,2022.

  US Amex Brilliant card is revamped today. Highlights are as follows; Annual fee is increased from 450usd to 650usd 👎 Free Marriott Platinum Status right off the bat for having this card 👍 Free 85K free night award after paying annual fee for the second year, increasing from 50k FNA👊 25 USD dinning credit per month instead of 300 USD Marriott spending credit 😕 25 annual Elite nights instead of 15 annual Elite nights, but you have already got Platinum status unless you aim for Titanium status 👌 3 X dinning now at restaurants worldwide👏 Starting from 1/1/2023, if you spend over 60k USD within the calendar year, you got to choose the following: 5 SNA, Mattress and box spring(750USD discount) or another 85K FNA 💪 You still have Priority Pass select and 100USD Marriott property credit if you stay at the Ritz or St Regis for a qualifying 2 night accommodation. If you think extra 200 dollars are worth the Platinum status and 85K FNA(with the option to top up to 100k FNA), this card ma

  A prepaid plan with 10G mobile data on Rogers network offered by phonebox and HSBC has several advantages: 1. Prepaid plan without credit check 2. First month free, 20 dollars Starbucks GC after first month 3. Wifi Calling available 4. Esim is also available The only caveat is the monthly plan has to be paid by HSBC credit card or debit card; you need to be a HSBC client to take advantage of this plan.