Cards work best for you in Canada

 Chase updated the signup bonus page. 100K points are worth at least 1700 cad, though spending of 20k USD within 12 months is a very high threshold. But this card is way better than any of the Aeroplan credit cards in Canada.

  Available from Jan.20 to Feb.2,2023. CDIC insured upto 100000 Canadian dollars!

  EQ bank just launched its new prepaid Mastercard! The card is ready to order now! The highlights are: No FOREIGN TRANSACTION FEES on Mastercard network No monthly or annual fees Free Canadian dollars withdrawal from any ATM machines in Canada 0.5% cash back on every purchase

Royal Bank/TD: CAD 3.8%   USD3.7% CAD FUND CODE: RBF2010/TDB8150 USD FUND CODE: RBF2014/TDB8152 CIBC: CAD3.65%   USD3.4% CAD FUND CODE: ATL5000 USD FUND CODE: ATL5500 BMO: CAD 3.9%  USD3.5% CAD FUND CODE: BMT104 USD FUND CODE: BMT124 SCOTIA BANK: CAD4.10%(4.15% OVER 100K)  USD4.00%(4.05% OVER 100K) CAD FUND CODE: DYN6000 USD FUND CODE: DYN6001 NA: CAD 3.25%   USD3.4% CAD FUND CODE: NBC100 USD FUND CODE: NBC101

  This limited time offer comes with 50GB data! Get it before it's gone!

  Tello mobile is a US MVNO (Mobile Virtual Network Operator) that uses the T-Mobile network to provide talk, text and data. For people have US credit cards or banking needs, a US cell number is important for 2FA or communications. US VOIP number such as google voice generally doesn't  work.  Last month, Tello started to support ESIM so activation of Tello service outside of US is possible.  Advantages of Tello service: Esim and low cost: plans starting from 5usd and you can switch plan any time Prepaid plan: no contract, no credit check Wifi Calling and free long distance calls to over 60+ countries, if you sign up for this 100 minutes talk plan, you can at least use it while in Canada via wifi calling. Disadvantages: Even though the plan starting from 5USD/month, there are extra fees to be added, which varies depending on the state the number is located.  5G is only available for Android phones 

Royal Bank/TD/CIBC/NA: CAD 3.25%   USD3.4% CAD FUND CODE: RBF2010/TDB8150/ATL5000/NBC100 USD FUND CODE: RBF2014/TDB8152/ATL5500/NBC101 BMO: CAD 3.65%  USD3.5% CAD FUND CODE: BMT104 USD FUND CODE: BMT124 SCOTIA BANK: CAD3.65%(3.7% OVER 100K)  USD3.5%(3.55% OVER 100K) CAD FUND CODE: DYN6000 USD FUND CODE: DYN6001